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A consumer who has access to employer-based coverage is free to buy a plan through the Health Insurance Marketplace. If a consumer has access to employer-sponsored coverage that is affordable and provides minimum value, the consumer will not be able to get tax credits and cost-sharing reductions.

Coverage is not affordable if the cost of employee-only coverage under the employer plan costs the consumer more than 9. The insurer, an agent, or navigator also should be able to help.

There is more information on the IRS website at www. Contact the Health Insurance Marketplace nedicine learn more. The Baptist health medical group internal medicine does not require small employers to click at this page health insurance coverage to their employees.

Small employers who want to provide coverage may be eligible for a tax credit to help make insurance more affordable. Under the ACA, if a large employer does not offer affordable coverage that provides minimum value baptist health medical group internal medicine full-time employees and their dependent children under 26, and an medixal gets a premium tax credit, the employer has to pay a penalty. Large employers are employers with 50 or more full-time employees, including full-time equivalent FTE employees.

Some home remedies may also help treat acid reflux and GERD. Postnasal drip refers to extra mucus dripping down your throat.

When you have a cold or seasonal allergies baptist health medical group internal medicine, the membranes in your nose respond by producing more mucus than usual. Unlike healthy mucus, this mucus is watery and runny, so it drips easily down the back of your throat.

Regardless of the underlying cause, steam from a hot shower or teapot can help clear your sinuses. A saline nasal spray or neti pot can help flush out extra mucus. When you contract one of the many viruses that cause the common cold, your short-term symptoms intwrnal last less than a week. Here post-cold coughs are usually dry and last up to 2 months.

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