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The premium tax credit helps lower your monthly premium expenses. Anything above that is paid by the government. The amount of your health insurance nc credit is based health gov.org the price of the benchmark silver plan in your area, but you can use your premium tax credit to purchase any Marketplace plan, including Bronze, Gold, and Platinum plans these different types of plans are described below.

You can choose to have your tax credit paid insurahce to the insurance company so hezlth you pay less each month, or, you can decide to wait to get the tax health insurance nc in a lump sum when you do your taxes next year. Healh you qualify for a cost-sharing subsidy, you would need to sign up for a silver plan to take advantage of it. With a cost-sharing subsidy, insuraance still pay the same low monthly rate of a silver plan, but you also pay less when you go to the doctor or have a hospital stay than you otherwise would.

Enhanced cost sharing subsidies are available for Native Americans at health insurance nc higher income levels under any Healthcare gov plan.